Description: The is a comprehensive report on the development of an Underwriting Margin Model for Medicaid Managed Care programs, published by the Society of Actuaries. It includes disclosures, methodology, results, sensitivity analyses, and technical instructions for actuaries setting rates for Medicaid managed care programs.

Description: The Society of Actuaries Research Institute’s Aging and Retirement Strategic Research Program is pleased to release three essays addressing the actuarial impact of mental health issues in retirement.

Description: To broaden knowledge in emerging issues and topics, the REC is seeking researchers to submit one or more proposals. Sample topics below have been identified as focus areas by the REC. The description of each of the topics has deliberately been written to be brief and open-ended to give researchers sufficient latitude in the development of their proposals. Researchers should not feel constrained by these topics, as many other relevant topics continuously emerge.

Description: This research examines the intersection of US insurance ratemaking and analytics techniques in advanced modern rating systems and associated regulatory considerations in the US.

Description: In 2024, 27 disasters in the United States resulted in damages exceeding $1 billion. These disasters included two winter storms, one wildfire event, one drought/heatwave event, one flooding event, six tornado outbreaks, 11 severe weather/hail events and five hurricanes. The costliest of these events was Hurricane Helene, which resulted in 219 deaths and cost $79.6 billion , although the early 2025 wildfires in the Los Angeles, California area threaten to exceed this economic cost. In Canada, insured catastrophic losses totaled C$8.5 billion in 2024, making it the costliest year on record for the country. Outside the United States and Canada, Cyclone Chido killed more than 1,000 people, a heatwave in Bangladesh impacted 33 million people and a drought in Columbia has had a significant impact on the economy there .

Description: This report focuses on the risks of change in the insurance industry and adapting to the "New" New Normal. It includes survey results, analysis, and discussions on various risks affecting the industry in the current environment.

Description: This report presents research into recent population mortality experience as it pertains to development of mortality improvement assumptions for measuring obligations of retirement programs in the United States.

Description: This report covers credit risk loss experience during the period 2003 through 2015 on non-Rule 144A private placement securities (and, with limited exceptions, some specific types of Rule 144A bonds) held by participating companies of the life insurance industry.

Description: This report is a comparison document discussing the regulatory frameworks for non-discriminatory AI usage in the insurance industry across different jurisdictions, including the United States, European Union, China, and Canada. It highlights current developments and regulatory bodies relevant to AI regulation in each region.

Description: This document discusses the process of obtaining regulatory approval for actuarial innovations in the United States. It includes information on the research project conducted by the Society of Actuaries and Milliman, insights from interviews with actuaries and regulators, as well as advice for presenting and defending innovative ideas.