On this page, you'll find links to studies, tables, reports and documents on group and individual life insurance plans, as well as mortality and longevity stats as they relate to life insurance. Available resources include a relative risk tool and mortality and other rate tables.
Life and Annuities Research
Experience Studies
A Predictive Analytics Framework
This project provides actuaries with a reusable toolset for experience analysis. It includes workflow, code, and a GitHub repository for experimentation and adaptation to individual data sources.
2012-2019 Individual Life Insurance Mortality Experience Report
This report evaluates mortality experience of the years 2012-2019 relative to standard industry mortality tables.
US Individual Life Mortality Improvement Models
This study presents a methodology for estimating mortality improvement factors based on data from insured lives.
Research Reports
NAIC Summer 2024 Meeting
Catch highlights of the National Association of Insurance Commissioners (NAIC) Summer Meeting. The SOA shared key research and related materials.
Navigating Global Insurance Demand Trends
Learn more about the behavioral factors influencing life & health insurance purchases.
Mortality Improvement Model
Learn about the recent update (MIM-2021-v4b) to a consistent approach to projecting mortality improvement.
Rating Agency Perspectives on Insurance Company Capital
This report aids students and practitioners with understanding how rating agencies affect the insurance industry.
Fourth Quarter 2022 Life Co. Earnings
Life insurers reported Fourth Quarter 2022 financial results.
Software and Tools
The SOA offers a variety of software and tools to help you in your work with relative risk and mortality calculations
Understanding Mortality and Longevity
Access the SOA’s collection of mortality and longevity research.