Description: A look back over 20 years to see how product topics of the day have changed and remained the same.

Description: This is a request for surrender experience data for fixed-rate deferred annuities for the years 2023-2024 from the SOA Research Institute and LIMRA, outlining goals for updating a prior study and offering detailed outputs through a paid subscription to Experience Studies Pro.

Description: Non-guaranteed elements are parameters of life insurance and annuity polices that are not fixed when the policy is issued but may be changed from time to time by the insurance company.