Description: A call for proposals for research projects exploring recent insurance product innovations and their impacts on the industry. It outlines the background, purpose, objectives, proposal requirements, selection process, submission details, conditions, and conflict of interest disclosures.

Description: How does mortality experience impact earnings under the new GAAP financial framework? This article discusses how to isolate key components from financial models related to decrements, as well as how to handle the changes in the financial reporting landscape including: the aggregation of insurance policies into cohorts, dynamic reserving, and the limitations imposed by caps and floors. Looking at the components of earnings, such as the present value of benefits, expenses, and premiums, and how these elements interact is critical to form a comprehensive earnings story.