Description: Defining fairness for life insurance processes is complex and challenging as well as subjective. The Society of Actuaries Research Institute submits to the public discourse this summary of the challenges and complexities involved in trying to define fairness for life insurance processes in the United States.

Description: This is a request for data contributions for a study on term conversion incidence and post-conversion mortality and lapse experience from 2009 to 2023. It outlines the purpose, scope, and process of the study, data submission requirements, study results, benefits to participants, and data access and ownership details.