COVID-19 Impact on Long-Term Care Insurance 2020 Survey

Authors

Mike Bergerson, FSA, MAAA, Principal and Consulting Actuary
Andrew Dalton, FSA, MAAA, Principal and Consulting Actuary
Robert Eaton, FSA, MAAA, Principal and Consulting Actuary
James Stoltzfus, FSA, MAAA, Principal and Consulting Actuary

Description

The Society of Actuaries (SOA) retained Milliman, Inc. (Milliman) to conduct a survey on the impact of COVID-19 on Long-Term Care (LTC) insurance mortality, voluntary lapse, and morbidity experience. The results of this survey, which was conducted from November 2020 through January 2021, are presented in this report.

Report

COVID-19 Impact on Long-Term Care Insurance 2020 Survey

Podcast

Research Insights - COVID-19 Impact on Long-Term Care Insurance

Video

Acknowledgments

The SOA would like to thank the Senior Health Care Oversight Trust for their financial support of this project.

The authors would like to thank the SOA for giving us this opportunity to complete this survey. We would also like to thank the volunteer reviewers and others for their diligent work overseeing questionnaire development, analyzing and discussing respondent answers, and reviewing and editing this report for accuracy and relevance. Finally, we would like to thank the companies that participated in the survey effort for without their responses, this survey would truly not have been possible.

Volunteer reviewers:

Rhonda Kay Ahrens, FSA, MAAA
Paul F. Colasanto, ASA, MAAA
John Cutler
Kristy Dreyer
James M. Glickman, FSA, MAAA
Jan Graeber, ASA, MAAA
John Patrick Kinney III, FSA, MAAA
Barry M. Koklefsky, FSA, MAAA
Michael Jordan Krohn, FSA, CERA, MAAA
Sally Leimbach
Roger Loomis, FSA, MAAA
Nilesh Mehta, FSA, MAAA
Matthew Scott Parent, FSA, MAAA
Stephen Serfass
Maureen Ann Shaughnessy, FSA, MAAA
Nicholas M. Sheahon, ASA, MAAA
Eileen Tell
Brian D. Ulery, FSA, MAAA
Sisi Wu, FSA, MAAA

At the Society of Actuaries:

Korrel Crawford
Cindy MacDonald, FSA, MAAA
Pete Miller, ASA, MAAA

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If you have comments or questions, please send an email to research@soa.org.