2025 GRET Recommendation

September 2024

The SOA’s Committee on Life Insurance Company Expenses (CLICE) has submitted its recommendation for the 2025 Generally Recognized Expense Table (GRET) for use with individual life insurance sales illustrations. This recommendation was adopted by LATF on September 5, 2024.

Materials

2025 GRET Recommendation

Acknowledgments

SOA Research Institute Committee on Life Insurance Company Expenses
Tony Phipps, FSA, MAAA, Chair

At Purdue University
Mengyi Xu, PhD, FSA, FIAA, Assistant Professor
Christopher Brandon Becker, Student

At the Society of Actuaries
Korrel Crawford, Senior Research Administrator
Patrick Nolan, FSA., MAAA, Director of Experience Studies
Pete Miller, ASA, MAAA, Experience Studies Actuary