Securing Future Retirements Essay Collection
The Society of Actuaries (SOA) Committee on Post-Retirement Needs and Risks is pleased to present this essay collection, which shares thoughts and opinions on how to advance the state of effective planning strategies, products and employee benefit plan structures to help secure future retirements.
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Introduction
Andrea Sellars and John Cutler
Prize Winners
An Enhanced Social Security Annuity
John Cutler
Workers and Retirees Could Pool Risk With Tontine Annuities, Tontine Pensions and Survivor Funds
Jonathan Barry Forman
Working Longer to Improve Retirement Security: Improving Public Policy
Anna M. Rappaport and Tim Driver
We Can Build Better Retirement Products, But Will Anyone Buy Them?
Joseph A. Tomlinson
Automated Advice
Jill E. Fisch, Marion Labouré and John A. Turner
Honorable Mention
A Smart Way to Develop Retirement Income Strategies
Steve Vernon
Smart Decisions Older Workers Can Make for Retirement
Steve Vernon
Smart Steps Employers Can Take to Help Older Workers Transition Into Retirement
Steve Vernon
Additional Papers Selected for the Securing Future Retirements Call for Essays
A “My Plate” Retirement Planning Strategy
Elizabeth Bauer
Changing the Retirement Advice Conversation
Mark Chamberlain, Marguerita Cheng, Martin Durbin and Adam Sokolic
The Future of Retirement Planning is Already Here, It’s Just Not Evenly Distributed
Stephen Chen
Redesigning Defined Benefit Plans: What Can State Pensions Learn From Social Security?
Paul V. Hamilton
When Life Happens: Financial Literacy is Necessary to Optimize Access to Aging Resources
Cindy Hounsell
Employers Should Consider a Single Plan Document With Pension Benefits and Employee Salary Deferrals
Barry Kozak
Working Longer to Improve Retirement Security: Addressing Workplace Issues
Anna M. Rappaport and Tim Driver
The Risks of Driverless Investing
Max J. Rudolph
Planning Today for Tomorrow’s Retirement
Zenaida Samaniego
Financial Life Planning at Work: How Financial Mentorship of Younger Employees Leads to Improved Retirement Preparedness
Scott M. Spann and Cynthia Meyer