Description: New for 2017, we are introducing a series of articles by experienced industry professionals who are relatively new to long-term care (LTC).

Description: Large claims have always been a major source of volatility in health care claims experience. In this session, the presenters will discuss techniques for analyzing large claims, predicting large claims and measuring the associated risk. The presenters will also discuss the early results of the SOA 5/50 research project which will examine the 5% of the population that accounts for 50% of the health care costs.

Description: This is the annual study of the morbidity experience of Group Accident and Sickness insurance and Group Employee and Dependent Hospital and Surgical Expense.

Description: Introductory report discussing factors influencing the actual to tabular ratios for health insurance.

Description: Table of Contents.

Description: A 1982 Report presenting an analysis of morbidity experience under individual medical expense policies in force during the 1979 and 1980 calendar years. From Transactions of Society of Actuaries 1982 Reports

Description: Panel dicussion on the need for information to keep a block of long-term care insurance profitable: what the business risks are, what is being done to mitigate them, what kind of reports are needed, and how these differ from reporting on other types of health insurance.

Description: This document is the third Intercompany Study of the Society of Actuaries Long Term Care Experience Committee. Previous reports were published January 1995 and February 2000. This report, as well as the previous two, has data gathered that dates back to 1984. Data has been combined and analyzed from eighteen organizations 21 insurers that provided information to further the knowledge of long term care insurance.

Description: The Society's Group Disability Insurance Experience Committee has completed their study of termination experience for the period 2009-2017. Included is a preliminary report, consolidated database (CDB), pivot tables and appendices.

Description: A recent Society of Actuaries study calculates safety and stability for current Long Term Care Insurance premiums.