Description: Panelists and audience engage in a discussion about how to address – and how not to address – the basic financial-income needs of people in the U.S. after they have retired from a productive work life. Considers the current Social Security system in the U.S. and the systems in other countries. From the 1997 Record of Society of Actuaries, Vol. 23, No. 3.

Description: This panel discussion session focuses on the national commission on social security reform. Topics included: 1. Current financial status of the OASDI and HI programs short range and long range? 2. Options for solving the financing problems. 3. Goals of the NCSSR in solving these problems and recommendations determined to date. 4. General public understanding of the issues?

Description: This article is about a seminar held on October 30, 1997 to discuss mortality improvement in the NAFTA countries and the impact of such improvements on the financing and benefit adequacy of the countries’ individual social security systems. The gathering of about 80 researchers from a variety of disciplines served as a type of summit meeting on the NAFTA countries’ mortality projections. The seminar was Phase 2 of a three-phase SOA research project, 'Impact of Mortality Improvement on Social Security: Canada, Mexico, and the United States.' The project is intended to provide some guidance for appropriate governmental bodies to use in determining future financing and benefit needs for social security. It is sponsored by the SOA, The Actuarial Foundation [formerly the SOA Foundation], the Retirement Research Foundation, the American Society of Pension Actuaries, the social security administration of each NAFTA country, and the Pension Research Council.

Description: This article discusses the relative merits of investing some Social Security assets in common stocks either by 1. Adjusting the retirement benefits and taxes, and investing part of the Social Security trust funds in the stock market [the 'defined benefit,' or DB, method], or 2. Reduce the basic retirement benefits further, and have workers invest part of their future contributions in individual accounts [the 'defined contributions,' or DC, method].

Description: The author summarizes her experience participating as an expert as part of a forum that was launched to give the public a neutral avenue through which to express views on the U.S. Social Security program and possible reforms. This particular forum focused on women's issues with respect to Social Security.

Description: This 1978 teaching session provided a basic primer on the design of the OASDI benefit formula. Areas covered included: 1. The Decoupling issue 2. The Average Indexed Monthly Earnings 3. The Primary Insurance Amount formula 4. The Indexing procedure 5. Transition arrangements 6. The Short Service problem 7. Replacement Ratio considerations 8. Impact of Wage Base changes 9. The Retirement Age and Retirement Test.

Description: This panel discussion examines demographics as it applies to public and private pension plans in the future.

Description: This panel discussion session focuses on the impact of a changing environment on personal security programs. Some of the issues addressed include regulations, taxes, consumerism, Social Security, inflation, and age/sex composition of work force.

Description: This session discussion is about the national retirement income policy. From Record of Society of Actuaries Vol. 16, No. 1.

Description: Essay recommending establishing a consistent and actuarially sound foundation for assessing the costs and benefits of each and every current and new Medicare or other healthcare proposal.