Description: Author contends that risk management requires a holistic view of business: merging risk into strategy, establishing a leadership position in specific markets, building a corporation around core competencies, and understanding clients' needs. The SOA's five guiding principals for building a solid ERM strategy are cited.

Description: Presenters in this session 6PD of the New York Annual Meeting share visions of the future for disability insurance with respect to markets, risks, products, profitability, and outline viable strategies for success. From the Record of the Society of Actuaries, Vol. 24, No. 3.